Huntington Banking Glossary

ABA routing number: A nine-digit code that identifies a U.S. bank for ACH and wires. Learn more
APY: Annual Percentage Yield — deposit earnings expressed annually; varies by product and market. Learn more
Bill Pay: Digital payments to companies or people from eligible accounts. Learn more
FDIC: Federal Deposit Insurance Corporation — insures deposits at Member FDIC banks up to applicable limits. Learn more
Fair Play®: Huntington’s customer-advocacy banking features and philosophy. Learn more
HBAN: Nasdaq ticker for Huntington Bancshares Incorporated. Learn more
HELOC: Home Equity Line of Credit secured by home equity. Learn more
Mobile deposit: Capturing a check image in a banking app to deposit funds. Learn more
Online Banking: Browser-based access to balances, transfers, statements, and more. Learn more
Overdraft: When a transaction exceeds available balance; Fair Play features may help eligible customers. Learn more
Phishing: Fraudulent messages designed to steal credentials or personal data. Learn more
Zelle®: Person-to-person payments available where enrolled. Learn more

FAQs

How do I get today’s deposit APY?

Deposit APYs vary by ZIP code, balance, and relationship status. Ask a banker for a current rate sheet, or view rates in Online Banking after you enroll.

How do I log in securely?

Start at Huntington Bank Login (then Online Banking or Mobile Login). Huntington will never ask for your password in unexpected emails or texts.

Are my deposits FDIC insured?

Yes. The Huntington National Bank is Member FDIC. Coverage is up to $250,000 per depositor, per insured bank, for each ownership category.

Disclosures

The Huntington National Bank is an Equal Housing Lender and Member FDIC. Lending products are subject to credit application and approval. Investment and insurance products are not deposits, not FDIC insured, and may lose value. Rates and fees are subject to change.