Certificates of Deposit
Fixed-rate CDs with terms from 1 month to 6 years. Open in a branch.
- Minimum opening deposit: $1,000
- Terms: 1 month to 6 years
- Fixed rate for the full term
- FDIC insured up to applicable limits
- Early withdrawal: typically 90 days of interest for terms under 12 months; 180 days for 12 months or longer
Rate is set when you open — visit a branch for today’s CD rate sheet.
CD terms & rates · Open a CD at a branch
FAQs
How do I get today’s deposit APY?
Deposit APYs vary by ZIP code, balance, and relationship status. Ask a banker for a current rate sheet, or view rates in Online Banking after you enroll.
How do I log in securely?
Start at Huntington Bank Login (then Online Banking or Mobile Login). Huntington will never ask for your password in unexpected emails or texts.
Are my deposits FDIC insured?
Yes. The Huntington National Bank is Member FDIC. Coverage is up to $250,000 per depositor, per insured bank, for each ownership category.
Disclosures
The Huntington National Bank is an Equal Housing Lender and Member FDIC. Lending products are subject to credit application and approval. Investment and insurance products are not deposits, not FDIC insured, and may lose value. Rates and fees are subject to change.