Home Equity Line of Credit (HELOC)
A revolving line of credit secured by home equity. Rates are often variable — verify product terms.
How it works
Draw funds during a draw period, then repay during a repayment period. Draw/repayment periods, fees, and APR are set in your agreement — often a variable APR. Relationship discounts may apply with eligible checking.
Risks
Your home secures the credit line. Variable rates can rise. This page is educational, not advice.
HELOC calculator · Home equity loan
FAQs
How do I get today’s deposit APY?
Deposit APYs vary by ZIP code, balance, and relationship status. Ask a banker for a current rate sheet, or view rates in Online Banking after you enroll.
How do I log in securely?
Start at Huntington Bank Login (then Online Banking or Mobile Login). Huntington will never ask for your password in unexpected emails or texts.
Are my deposits FDIC insured?
Yes. The Huntington National Bank is Member FDIC. Coverage is up to $250,000 per depositor, per insured bank, for each ownership category.
Disclosures
The Huntington National Bank is an Equal Housing Lender and Member FDIC. Lending products are subject to credit application and approval. Investment and insurance products are not deposits, not FDIC insured, and may lose value. Rates and fees are subject to change.