Huntington Bank Fees
Published fee summary for Huntington personal products — monthly maintenance, common credit-card fees, and CD early-withdrawal guidance. Verify against product disclosures.
This hub consolidates fee lines from Huntington product pages into one scannable table. Amounts can change — confirm on the product disclosure or with a banker before you open or switch accounts.
Checking
| Product | Fee | Amount | Waiver / notes | Verified |
|---|---|---|---|---|
| Asterisk-Free Checking | Monthly maintenance | $0 | No balance requirements | |
| Perks Checking | Monthly maintenance | $10 | Waived with $1,000 monthly deposits or $5,000 across Huntington accounts | |
| Platinum Perks Checking | Monthly maintenance | $25 | Waived with $25,000 total relationship balances |
Savings
| Product | Fee | Amount | Waiver / notes | Verified |
|---|---|---|---|---|
| Relationship Savings | Monthly maintenance | $10 | Waived with $2,500 average daily balance or personal Huntington checking |
Money Market
| Product | Fee | Amount | Waiver / notes | Verified |
|---|---|---|---|---|
| Relationship Money Market | Monthly maintenance | $25 | Waived with $25,000 average daily balance or Perks/Platinum Perks Checking |
Certificates
| Product | Fee | Amount | Waiver / notes | Verified |
|---|---|---|---|---|
| Certificates of Deposit | Early withdrawal penalty | Typically 90 days interest (<12 mo) or 180 days interest (≥12 mo) | See account terms; penalties vary by term |
Credit cards
| Product | Fee | Amount | Waiver / notes | Verified |
|---|---|---|---|---|
| Huntington Cashback Credit Card | Annual fee | $0 | N/A | |
| Huntington Cashback / Voice Rewards cards | Balance transfer fee | Greater of $10 or 3% | See offer terms for intro periods |
Related
Rates · Checking · Credit cards · Disclosures · Documents
Fees are not a complete schedule of every possible service charge. Overdraft, wire, stop-payment, and specialty fees may apply — ask a banker for the full schedule.
FAQs
How do I get today’s deposit APY?
Deposit APYs vary by ZIP code, balance, and relationship status. Ask a banker for a current rate sheet, or view rates in Online Banking after you enroll.
How do I log in securely?
Start at Huntington Bank Login (then Online Banking or Mobile Login). Huntington will never ask for your password in unexpected emails or texts.
Are my deposits FDIC insured?
Yes. The Huntington National Bank is Member FDIC. Coverage is up to $250,000 per depositor, per insured bank, for each ownership category.
Disclosures
The Huntington National Bank is an Equal Housing Lender and Member FDIC. Lending products are subject to credit application and approval. Investment and insurance products are not deposits, not FDIC insured, and may lose value. Rates and fees are subject to change.