Huntington Fair Play® Banking
Huntington Fair Play® suite: 24-Hour Grace®, Asterisk-Free Checking®, Standby Cash®, Early Pay, Heads Up®, and more customer-friendly protections.
Fair Play® is Huntington’s customer-advocacy philosophy — differentiated products built to look out for people. Names below appear in Huntington’s public product and SEC disclosures.
| Feature | What it means for customers |
|---|---|
| 24-Hour Grace® | Extra time to make deposits and help avoid overdraft fees in qualifying situations. |
| Asterisk-Free Checking® | Straightforward checking without a monthly maintenance fee or balance requirement. |
| $50 Safety Zone® | Overdraft protection buffer on qualifying accounts. |
| Standby Cash® | Short-term cash access option for eligible customers. |
| Early Pay | Get qualifying direct deposits up to two days early. |
| Instant Access | Faster availability of qualifying mobile deposits. |
| Money Scout® | Helps identify unused checking funds that could move to savings. |
| Savings Goal Getter® | Goal-based savings tools. |
| Huntington Heads Up® | Real-time alerts to help you stay on top of account activity. |
Explore Checking Open an Account
Eligibility and terms vary. Confirm details with a banker or product disclosures.
FAQs
How do I get today’s deposit APY?
Deposit APYs vary by ZIP code, balance, and relationship status. Ask a banker for a current rate sheet, or view rates in Online Banking after you enroll.
How do I log in securely?
Start at Huntington Bank Login (then Online Banking or Mobile Login). Huntington will never ask for your password in unexpected emails or texts.
Are my deposits FDIC insured?
Yes. The Huntington National Bank is Member FDIC. Coverage is up to $250,000 per depositor, per insured bank, for each ownership category.
Disclosures
The Huntington National Bank is an Equal Housing Lender and Member FDIC. Lending products are subject to credit application and approval. Investment and insurance products are not deposits, not FDIC insured, and may lose value. Rates and fees are subject to change.